Ray’s Top Side Hustles – A Few Ways to Earn Extra Money

Ray: If times are hard for a pimp, then it must be extra hard for the ordinary working person. Money is tight these days and everyone is looking for ways to stretch their dollars. But as the great poet Sean Carter once said, “Whenever there’s a drought, get your umbrellas out because that’s when I [...]

Consolidate Your Loans Now!!!

Note: None of the following should be taken to be professional advice on the subject matter. Before choosing any course of action, be sure to consult your school’s financial aid office, loan issuing agency, or the Department of Education’s website. This article contains information that the author has taken care to verify. However, be sure [...]

A New Kind of Slavery

Ray: From 1654 to 1865, America practiced legalized slavery. We are all very familiar with the history of African natives being forced into slavery in America. In fact, it is a fact in history that slave labor was the biggest determining factor of America’s economic success in those early years. But today, there is a [...]

Taxes Part 2 – Can a Flat Rate Actually Work?

Ray: As Seth and many other people know, I am very passionate when it comes to the subject of taxes. It’s not that I hate taxes; I just want to be taxed fairly and efficiently. I don’t understand high taxes and extremely large government. I just don’t. Anyhow, here’s a clip from Hannity and Colmes [...]

The Basics of Creating Wealth – Passive Income

Ray: The Bible says that, “A fool and his gold are soon separated.” That’s very true. All of us have done some foolish things with our money which have caused us to permanently separate from it. I know this because we all make mistakes. So I’ve decided to share a bit of knowledge about the [...]

Learn to Manage Your Credit Score

Seth: After months of harassment from my girlfriend, last week I took advantage of www.annualcreditreport.com and got my credit report. I paid the extra $7.95 for my credit score, and it was well worth it. To my shock and dismay, my credit score is in the “Not Good” bracket. That’s just above “Bad;” I suppose [...]

Stewardship: The Key To Wealth

Seth: There is a parable in the Bible referred to as the Parable of the Talents. The parable deals with three servants whom were intrusted with money from their master different sums of money (talents) “according to his several ability.” The first was given 5 talents, the second 3 talents, and the third, one talent. [...]

It’s OK To Be A Millionaire, Just Be Careful

Seth: Most people want money. Most of those people want a lot of money. Few of any of those people set as an aggressive goal to achieve this as Ray did with The Million Dollar Experiment. Personally, I don’t have a strong desire for riches. I want to be comfortable and possess the ability to [...]

7 Tips to Help Manage Your Money During a Recession

Hey folks. There has been much talk in the news about a slowing economy and fast-approaching recession. What this means to most people is that job security is threatened, the cost of living increases, and people are generally fearful of their financial futures. Well fret no longer. Here are a few tips that I think [...]

Economic Stimulus Package – What you need to consider

 

Seth: Yesterday my girlfriend did her taxes. Extremely dismayed by her minuscule refund, she asked, “well aren’t we supposed to be getting some economic improvement checks?” That’s probably all most people really know, but there’s a lot more to the economic stimulus package than that.
Because of the impact of the mortgage crisis and housing slump, [...]